SEPA mainly consists of:
• 27 Member States of the European Union (EU)
• 3 countries of the European Economic Area (EEA)
• 10 non-EEA countries
Please find the full list of SEPA countries in the table below:
| EU/EEA SEPA Countries | Non-EEA SEPA Countries |
| Austria | Albania |
| Belgium | Andorra |
| Bulgaria | Moldova |
| Croatia | Monaco |
| Cyprus | Montenegro |
| Czech Republic | North Macedonia |
| Denmark | San Marino |
| Estonia | Serbia |
| Finland | Switzerland |
| France | United Kingdom |
| Germany | Vatican City State |
| Greece | |
| Hungary | |
| Iceland | |
| Ireland | |
| Italy | |
| Latvia | |
| Liechtenstein | |
| Lithuania | |
| Luxembourg | |
| Malta | |
| Netherlands | |
| Norway | |
| Poland | |
| Portugal | |
| Romania | |
| Slovakia | |
| Slovenia | |
| Spain | |
| Sweden | |
| Non-EEA Territories: Saint-Pierre-et-Miquelon, Guernsey, Jersey, Isle of Man |
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